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Prokura answers whether an agent was allowed to instruct a payment. A card, a network token and spend software answer different questions.
last updated 2026-11-11
Key facts
- Prokura is a signed mandate, a deterministic gate, and a verifiable evidence ledger.
- Prokura is not a bank, does not hold money, and has no model in the decision.
- Prokura Network is operated by Fynteq, Frankfurt am Main.
- What is live is the public demo and the evidence feed. Rail status is whatever /status reads from the core.
- The source is public at github.com/prokura-network. The licence is the one in that repository.
Definition
Prokura answers one question: was this agent allowed to instruct this payment? Other tools answer other questions. This page does not rank them and does not describe a vendor's unstated controls.
A corporate card used by an agent
A corporate card is a payment instrument issued by a bank or a card issuer. The network moves the money when the card is charged. Any spending limit on that card is the issuer's rule, and this page does not describe a particular issuer's rule.
A Prokura Credential is not a card. It is the principal's signed limit on an agent. Prokura does not issue the card and does not receive the funds.
A card-network agent token
Card networks publish agent programmes, including Visa Trusted Agent Protocol and Mastercard Agent Pay. A network token authenticates an agent to that network. This page does not claim what a network's sandbox does or does not check.
Prokura does not replace that token. A token is not a Prokura Credential. The website's integrations table is the only place this deployment states what it has actually connected, and that table is configuration, not a partnership.
Spend management
Spend-management software records and approves purchases inside a company. Prokura is not accounting software, does not replace an expense ledger, and does not claim to.
What Prokura adds, and what those systems are not asked to provide here, is a hash-chained Nachweis of the gate's decision that a third party can verify offline.